Digital Loan Application Development

PHP, Mobile App Development, Cloud Computing, Software Architecture, MySQL, Backend Development, Database Management, API Development · I need an experienced mobile and backend developer to build a digital loan application for India with a user experience and loan journey similar to Pocketly, but with completely original branding, UI/UX and source code. The app should allow customers to: Customer Features: Register/login using mobile number and OTP Create and manage a customer profile Apply for a loan Select loan amount and repayment tenure View estimated EMI/repayment schedule Upload required documents Integrate PAN and customer identity/KYC verification through an authorised third-party API Add and verify bank account details Track loan application status View approved loan details View repayment schedule and repayment status Receive notifications and reminders Admin Panel: Secure admin login View and manage customers View loan applications Review customer documents Approve/reject applications according to the lender's workflow Manage loan status View repayments and outstanding balances Basic dashboard and reports Backend Requirements: Secure backend API Database Role-based admin access Secure document storage Transaction and activity logs Architecture that supports future integration with KYC, credit bureau, ban