Personal Finance Tracking App Development

PHP, Mobile App Development, Android, User Interface / IA, App Design, Payment Gateway Integration, Data Integration, Database Management, API Development, iOS · We want a finance tracking application with features Dashboard_Net worth summary_Total assets (cash + investments) minus liabilities (credit card outstanding) as one headline number. Auth & Onboarding_Sign up / Log in_Email + password, full validation. Server-side bcrypt hashing, per-device sessions. Auth & Onboarding_Profile capture at signup_Full name, DOB, income source, monthly income bracket, phone with country code selector. Auth & Onboarding_Email & phone OTP verification_Generate, expire, resend, attempt-limit flow — simulated pending a real SMS/email gateway. Dashboard_Monthly summary_Income, expenses, and net savings for the current month. Dashboard_Spending by category_Donut chart + breakdown list. Dashboard_Recent transactions_Quick-glance list of the latest activity. Transactions_Manual entry_Income/expense, amount, category, payment method (Cash/UPI/Debit/Credit), date, note. Transactions_Bank / UPI auto-sync_Auto-imports spends directly from bank accounts via Account Aggregator, with consent — simulated pending real AA integration. Transactions_Full transaction history_Searchable/scrollable list with delete. Credit Cards_Add/manage cards_Name + credit limit per